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Marine Cargo Insurance

Marine Insurance policy

A) Types of cargo Insurance policies :

1- Import policy

2- Export policy

3- Internal cargo policy

 

 B) Types of cover Insurance :

1- Institute cargo clause A (total loss)

In this type of policy all loss or damages due to goods carriage is payable by Mellat Insurance Company , without deducting franchise, expect as provided in clause 4 , 5 , 6 , 7 of general policy conditions .

2- institute cargo clause B

In this type of policy all loss or damage due to goods carriage is payable by Mellat Insurance Company with deducting the franchise which is contained in the policy , expect as provided in clause 4 , 5 , 6, 7 of general policy conditions .

3- Cargo clause C and plus non-delivery

The insurer undertakes to indemnify those losses which is specified in general conditions of the policy.

4- Total loss cover (goods destruction by fire in one stage)

5- Fire and accident cover of conveyance in internal cargo policy.

6- Goods carriage cover in the area of Persian Golf launch , barge and small crafts for each of the covers mentioned above (part B)

Facilities which provided by Mellat Insurance Company in case of premium :

1- 10% cash payment discount for all type of cargo policies.

2- 20% discount for carriage of goods in container to final destination (warehouse or factory, …)

3- 10% discount for carriage of goods in container to the port or custom house of destination country.

4- 25% aerial discount for carriage of goods through air.

5- 30% discount for import policies with no letter of credit opened through bank.

6- 45% discount for exportable goods which the premium is paid in Rials.

7- 65% discount for exportable goods which the premium is paid in foreign currency.

It is modifiable that in this case obligation of Mellat Insurance Company in compensating the loss is to the extent of insured amount of the policy (insured value is based on foreign currency)

8- 30% discount for the carriage of goods through the ports and island of the country and island and countries located at Persian Golf , Golf of Omman and the area of Caspian sea.

   - Marine Cargo Insurance
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
   
   
   
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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